For Advertisement Purposes Only. Not all applicants will qualify. All applications are subject to credit approval. Program terms and conditions are subject to change without notice. Some products may not be available in all states. Other restrictions and limitations may apply. This is not a commitment to lend. CLM Mortgage Inc. #215239, 480 Wildwood Forest Dr. 802 Spring, TX 77380, 888-984-888; AZ Mortgage Banker License #1047891; CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, RMLA #41DBO-183025; ID Mortgage Broker/Lender License #MBL-2080215239; NV Mortgage Company License #5786; OR Mortgage Lending License #215239; TX Licensed under Company NMLS #215239 (www.nmlsconsumeraccess.org). Financing offered by CLM Mortgage, Inc, NMLS #215239. 5% down payment required, and a minimum credit score of 740. Based on a Conventional 30-year adjustable-rate mortgage (ARM) with a sales price of $500,000, a loan amount of $475,000 and a monthly payment of $2,653. Total monthly payment includes principal, interest, estimated taxes, mortgage insurance, and homeowners' insurance. An adjustable-rate mortgage (ARM) is a mortgage where the interest rate changes periodically, which could cause the monthly payment to be higher or lower. This interest rate will be fixed for the first 7 years and will adjust every 6 months thereafter, at which time payments and annual percentage rate may increase. The first adjustment will have 5.000% cap. Adjustments every 6 months thereafter will have a cap of 1.000% and a lifetime cap of 5.000% with a margin of 2.750%. Max interest rate can be 8.99%. Must contract on or after 8/13/2025, lock by 5 PM CST on 9/8/2025 and close by 9/30/2025.

This offer is subject to change without notice and may not be combined with other promotions, offers, incentives, or discounts. Requires use of the Seller’s preferred lender, CLM Mortgage, Inc. ("CLM") (NMLS #215239; ID Mortgage Broker/Lender License #MBL-2080215239). Seller is affiliated with CLM. Offer to receive a credit to be used towards closing costs (subject to certain limitations), rate buy-down, or select options and upgrades will vary based on community and homesite. Promotional credit valid only in connection with new home purchase agreements for select homes at select seller. Buyer is strongly encouraged to speak with Seller's sales professional for details and applicability to a specific homesite before entering into a purchase agreement. Offer not valid on contract re-writes, transfers, or for buyers who have had a previous contract with Seller cancelled for any reason. Certain features and selections may not be available in all homes. All loans subject to program guidelines, and underwriting approval and receipt of an application does not represent approval for financing or an interest rate guarantee. Not all applicants will qualify. Other terms, conditions, restrictions, and limitations may apply; see Seller's sales professional for details.

In no event will any promotional amount plus other Seller contributions exceed any applicable caps on Seller contributions. No cash or credit value except as expressly stated herein. No cash or credit value for any unused promotional amount. Interior images are for discussion purposes only and may not reflect homes currently available for sale. Not all features depicted are available for inclusion in all homes. Optional features may be predetermined and included at additional cost to Buyer and are subject, for example, to construction schedules. Persons pictured are artistic renderings and are not intended to reflect racial or other preferences. This advertisement is for illustration purposes only and is not part of a legally binding contract. Void where prohibited. See Seller's sales professional for complete details. © August 2025 Hubble Homes. All Rights Reserved.